
	Finding the right home at the right price is just one aspect of a real estate transaction. U.S. AMERICA REALTY INC is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (630)540-2780 if your needs include a professional REALTOR^® experienced in the business side of real estate.

Expected closing costs

There are certain expected costs linked to closing the sale of a house. These costs are commonly split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Illinois to help lead you through your transaction.

Closing costs that are loan-related (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually paid (More information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you know exactly where your money is going.

Buyers: If you're purchasing a home in Cook County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not startled when you come to the closing appointment. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates in question.